Montgomery G.I. Bill

This article discusses the Servicemen's Readjustment Act of 1944, commonly known as the G. I. Bill. How it had impacted the life of Veteran, and how it has helped to uplift their status in the society. What are the benefits, eligibility criteria and much more.

Updated by Akshay Nair P R on 29th June 2018

Montgomery G.I. Bill

This Bill provides benefits to Veterans and Active Servicemembers, who have completed at last 2 years of active duty.

This bill provides educational benefits to them as they can receive 36 months of educational benefits which they can be used within 10 years following their honorable release.


The GI Bill which was implemented in 1944 as the Servicemen's Readjustment Act of 1944. But the work for this bill started in the second inaugural address by Abraham Lincoln in March 1865 in which he said for the disabled veterans and their families. "To care for him who shall have borne the battle, and his widow and orphan."


Types of Montgomery G.I. Bill

If you are planning for one of the Montgomery GI Bills, there are many things to consider before that since there are two types of Montgomery GI Bills you should choose the one that benefits you the most.

Montgomery GI Bill-Active Duty (MGIB-AD/ Chapter 30)

Montgomery GI Bills-Selected Reserve (MGIB-SR/ Chapter 1606)

Montgomery GI Bill-Active Duty (MGIB-AD/ Chapter 30)  

  • For Serviceman and Veterans who have at least two years of active duty.

  • Eligible servicemen and veteran can receive 3 years of educational benefits

  • This assistance can be used for college degree and certificate program, technical courses, certification test, certain entrance examinations

  • Eligibility:-

  1. An Honourable discharge

  2. High school diploma or GED

  3. And meet requirements from any of the categories below

Category 1

  • Entered active duty after June 30, 1985

  • Reduced pay for the first 12 months by $100

  • Served Continuously for 2-3 years

Category 2

  • Entered active duty after January 1, 1977

  • Served at least one day between 19/10/1984 and 30/06/1985

  • Stayed on active duty through 30/06/1988

  • Had an entitlement left from Vietnam-era GI Bill on 31/12/1989

Category 3

  • On active duty on 30/09/1990

  • Separated involuntarily after 2/2/1991 or on or after 30/11/1993 

  • Military pay reduced by $1,200 before separation

Category 4

  • On active duty on 09/10/1996 and you had money remaining in a VEAP account on that date and you elected MGIB by 09/10/1997

  • OR between 1/07/1985, and 28/11/1989, entered full-time National Guard duty under title 32, USC and elected MGIB during 09/10/1996 - 08/07/1997

  • Made a $1,200 contribution or had military pay reduced by $100 a month for a year.

Montgomery GI Bills-Selected Reserve (MGIB-SR/ Chapter 1606)

  • Provides educational and training benefits for eligible members of the Selected Reserve, including the Army Reserve, Navy Reserve, Air Force Reserve, Marine Corps Reserve and Coast Guard Reserve, and the Army National Guard and the Air National Guard.

  • Selected Reserve components determine the eligibility for this program

  • This assistance can be used for college degree and certificate program, technical courses, certification test, certain entrance examinations

  • Eligibility:-

  1. Have a six-year obligation to serve in the Selected Reserve which was signed after June 30, 1985.

  2. Complete your initial active duty for training (IADT)

  3. Should have a high school diploma before completing IADT


This Montgomery GI Bill which has a rich history and helped so many service members and veterans by helping them meet their education and training costs with monthly benefit payments.

Improve lifestyle and status of service members and veterans in society, as the education they receive, has helped them to receive a job even after leaving the army.

If they want they can also transfer these credits to their family, as a result, this has also helped their family.


  1) Is Montgomery GI Bill transferable to dependents?

Yes, it can be transferred to dependents as long as you have met the required time on active duty.

  2) When can I start using my GI Bill?

You can start using the GI Bill after 2 years of service.

  3) Can I use the Montgomery GI Bill and the Post 9/11?

If you have used all your 36 months benefits under MGI Bill and if you are eligible for the Post-9/11 GI Bill, then you can receive up to 12 months of benefits under that. However, you cannot receive more than 48 months of benefits under any combination of Department of Veterans Affairs education programs. 

  4) Can you change your GI Bill?

Changing your GI Bill is a one-way street once you change, you can't go back. But if you switch to the Post 9/11 GI Bill now, with all your MGIB entitlements intact, once you exhaust your Post 9/11 GI Bill benefits, you get your $1,200 MGI Bill contribution back as part of your last housing allowance payment