Eligibility Criteria

  • The applicant should be a permanent legal resident of Massachusetts for one year prior to the start of the academic year for which the loan is awarded.

  • The student must be a U.S. Citizen or a non-citizen eligible under Title IV regulations.

  • The applicant should be in compliance with Selective Service Registration.

  • The applicant should be enrolled at an eligible institution as full time in a certificate, associate’s or bachelor’s degree program.

  • The applicant must not have received a prior bachelor’s degree or its equivalent.

  • The student should demonstrate financial need.

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