National Health Service Corps(NHSC) Loan Repayment Program

This article explains the National Health Service Corps Student Loan Repayment Program- an LRP assist that helps medical professional repay their loans. All the necessary details such as eligibility criteria and application process are explained

Updated by Anuroop C on 26th February 2020

It is important that our doctors and nurses are paid well since they take care of us when we are at our worst. And the cost to become a medical professional has never been this high. Therefore most of the medical professionals opt for student loans to pay for their education. And there are a lot of underprivileged areas that require these medical professionals’ help. Therefore there are many repayment plans offered usually by the state government in order to facilitate medical options by attracting medical professionals to these areas and helping them pay their student loans. One of the most popular medical repayment programs is the National Health Services Corps Repayment Program.

Table Of Contents

What is the National Health Service Corps Repayment Program?

The National Health Service Corps Repayment Program is a repayment assistance program that targets to recruit and retain medical, nursing, dental and behavioral/mental health clinicians in communities that are regarded as Health Professional Shortage Areas(HPSA).

The qualified and eligible candidates are offered in different levels of funding based on the score of the practice sites under HPSA. The repayment can go up to $50,000 and is available to candidates who agree to practice full-time for at least 2 years and up to $25,000 for part-time practice. They can extend the repayment plans, one year at a time till the loan is paid in the eligible sites.

Looking for student loans? Find the best student loans just for you.

Eligibility for National Health Service Corps Repayment Program

The following is the criteria if you want to apply for NHSC LPR:

  • A United States citizen (the U.S. born or naturalized) or the United States national;

  • A provider (or be eligible to participate as a provider) in the Medicare, Medicaid and the State Children’s Health Insurance Program, as appropriate;

  • A health professional in an eligible discipline with qualified student loan debt for an education that led to your degree.

  • Working, or have accepted a position, at a rural NHSC-approved SUD treatment facility. Sites that have received RCORP funding will receive preference.

You will need proof of status as a US Citizen, documents that your support your loan so that it can be verified(such as account statement or disbursement report).

Application Process for National Health Service Corps Repayment Program

You are first required to create an account on the HRSA’s(Health Resources and Services Administration) website and log in. You will be first screened to test if you are eligible. Once you have successfully completed that screening process, then you will be asked about your general information such as name, social security number, mailing, etc. Then provide with the following details:

  • Education

  • Employment

  • Details for Employment verification

  • Loan Information

You will be hearing them usually in three weeks, once all the verification is done. If you are awarded then you will need to confirm your interest in the award, loan and employment details, and Loan Repayment Program Contract. And also you will need to provide your bank details to deposit your award within the given deadline

Still not able to deal with your loans? You can consider different loan repayment options or student loan refinancing. Choose from the best companies that refinance your student loans. You can also read more for other different student loan repayment assists that are available.