Mississippi Teacher Loan Repayment Program

Learn the details of teacher loan repayment programs available in the State of Mississippi

Updated by Chinmoy Dutta on 28th February 2020

Funds of the State of Mississippi are available through the Mississippi Teacher Loan Repayment Program to help teachers pay back their undergraduate loans if they are currently holding an Alternate Route Teaching License. They must be currently teaching in a Mississippi Teacher Critical Shortage Area or Critical Subject Area. 

Table of contents

Eligibility criteria

Qualifying teachers can pay back their student loans through this program if they clear the understated eligibility criteria:

  • Applicant must be a U.S. citizen

  • Applicant must hold Mississippi Alternative Route Teaching license and teach in a Mississippi public school district located in a critical teacher or subject shortage area

  • Applicant must not be in default or delinquent on any federal, state or local educational loan

  • Applicant must not have received any funds from the Critical Needs Teacher Forgivable Loan program or the William Winter Teacher Scholar Loan Program.

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The Award Amount

The Mississippi Teacher Loan Repayment Program provides an award of up to $3,000 annually for up to 4 years on outstanding qualifying undergraduate educational loans per year of teaching in a critical geographical or subject area.

Loans that qualify

Federal Student Loans are a great option for students who are looking forward to financing their education using student loans. Before going for student loans from any private lender, one must exhaust all options available in federal student loans. Student Loans that qualify under the Mississippi Teacher Loan Repayment Program are listed below.

  • Stafford Loans

  • Grad PLUS Loans

  • Consolidation Loans

  • Private Student Loans

These loans qualify provided that you use these loans for your undergraduate education. Perkins Loans and Graduate-Level loans do not qualify for loan forgiveness under the Mississippi Teacher Loan Repayment Program.

There are a number of forgiveness programs available in each state. It is advised to have an in-depth understanding of top student loan forgiveness programs available in each state so that you are well aware of your option before you commit to a particular forgiveness program.

How to apply?

Application for the Mississippi Teacher Loan Repayment Program can be submitted online. However, it is important to know that the selections are made on a first-come-first-serve basis of all the eligible applicants. Candidates who are interested and eligible can fill-up the form here.

Contact Information

Website: https://www.msfinancialaid.org/

Phone: 1-800-327-2980 (toll-free in MS), 601-432-6997

Office Address: 3825 Ridgewood Road, Jackson, MS 39211-6453