As many as 92% of the students at AMSC get some sort of financial aid, and the total amount of assistance/loans provided is more than $2,415,420 in a year. One can visit AMSC's financial aid page at http://www.atlm.edu/students/financial-aid.aspx for more information. Notably, a total of 86% of the applicants to Atlanta Metropolitan State College receive the Federal Grant every year. In comparison, 88% of the students are awarded the Student Grant, 2% get the Institution Grant, and 86% of the applicants receive the Pell Grant. While the Federal Grant awardees receive an average aid of $5,569, the State Grant receivers and Institution Grant beneficiaries get $2,216 and $2,168, respectively. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $4,516. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. However, student loans attract a certain rate of interest at which the funds are borrowed. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At Atlanta Metropolitan State College, the percentage of candidates who opt to avail of student loans is around 17%.