Such schemes include Constance L. Lloyd/ACMPE Scholarship, Georgia Public Safety Memorial Grant, HERO Scholarship Program (Helping Educate Reservists and their Offspring), and HOPE & PROMISE Teacher Scholarship Loans. Notably, around 84% of the students at Augusta Technical College receive some kind of financial aid every year, official data shows. One can visit ATC's financial aid page at http://www.augustatech.edu/ for more information. At ATC, the total percentage of applicants who receive the Federal Grant stands at 74%. On the other hand, 81% of the candidates get the Student Grant, while 74% receive the Pell Grant. And, for the Pell Grant awardees, the average aid amount is $5,770. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Candidates are also required to repay these loans within a given period. At Augusta Technical College, the percentage of candidates who opt to avail of student loans is around 5%.