Such schemes include Constance L. Lloyd/ACMPE Scholarship, Georgia Public Safety Memorial Grant, Georgia Tuition Equalization Grant, and HERO Scholarship Program (Helping Educate Reservists and their Offspring). It is interesting to note that almost every student at BC receives some kind of financial aid, while the total amount of provided assistance/loans in a year is $6,231,794. More information regarding the financial assistance schemes can be accessed on BC’s official financial aid page at http://www.berry.edu/aid. The total percentage of candidates applying to Berry College who receive the Federal Grant is 27%. On the other hand, 100% of the candidates get the Student Grant, 100% receive the Institution Grant, and 27% get the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $4,706, and the same stands at $4,934 for State Grant awardees and $21,901 for Institution Grant recipients. On the other hand, the average aid received by the Pell Grant awardees is $4,431. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. On average, students with an annual family income of less than $30,000 will obtain a federal aid of $28,886 per year. For the $30,001-$48,000 and $48,001-$75,000 family income brackets, the average aid amount stands at $29,917 and $26,193, respectively. On the other hand, the average federal aid stands at $23,105 for those with an annual family income between $75,001 and $110,000, and at $19,743 for an income more than $110,000. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Moreover, the funds received through these loans will have to be repaid within a given timeframe. At Berry College, the percentage of candidates who opt to avail of student loans is around 52%.