Students can avail of scholarships provided by the university, such as Carl S. Micarelli Memorial Scholarship, Darrell L. and Norma R. Uphold Family Scholarship, Joseph P. Gavenonis Scholarship, and Ohio College Opportunity Grant, if they find educational expenses to be on the higher side. It is interesting to note that, every year, around 97% of students at CUP receive some kind of financial aid, while the total amount of assistance/loans provided is $24,246,090. One can visit CUP's financial aid page at http://www.calu.edu/costs-aid/financial-aid/ for more information. Notably, a total of 49% of the applicants to California University of Pennsylvania receive the Federal Grant every year. On the other hand, 94% of the candidates get the Student Grant, 82% receive the Institution Grant, and 49% get the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $5,087, and the same stands at $3,026 for State Grant awardees and $3,412 for Institution Grant recipients. And, for the Pell Grant awardees, the average aid amount is $4,273. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. In addition to financial grants and scholarship schemes, students can also avail of monetary benefits like student loans to pay for their education. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At California University of Pennsylvania, the percentage of candidates who opt to avail of student loans is around 82%.