Such schemes include Calvary Bible College and Theological Seminary Access Missouri Financial Assistance Program, Calvary Bible College and Theological Seminary Bright Flight Program, Jesse Wrench Scholarship, and MLN Scholarship. It is interesting to note that, every year, around 89% of students at CU receive some kind of financial aid, while the total amount of assistance/loans provided is $374,412. For additional information about financial assistance schemes, one can head over to CU’s financial aid page at http://www.calvary.edu/college/financial-aid/. The total percentage of candidates applying to Calvary University who receive the Federal Grant is 51%. On the other hand, 85% of the candidates get the Student Grant, 77% receive the Institution Grant, and 51% get the Pell Grant. And, for the Pell Grant awardees, the average aid amount is $2,072. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Those with a family income below $30,000 per annum, would get an average federal aid of $4,671 in a year. For the $30,001-$48,000 and $48,001-$75,000 family income brackets, the average aid amount stands at $3,483 and $3,869, respectively. On the other hand, the average federal aid stands at $3,057 for those with an annual family income between $75,001 and $110,000, and at $1,375 for an income more than $110,000. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Candidates are also required to repay these loans within a given period. Every year, around 34% of the applicants to Calvary University opt for student loans.