Among them are scholarship programs such as Constance L. Lloyd/ACMPE Scholarship, Foundation Scholarship, Georgia Dental Education Foundation, and Georgia Public Safety Memorial Grant. It is interesting to note that, every year, around 88% of students at CSU receive some kind of financial aid, while the total amount of assistance/loans provided is $23,609,880. At CSU, the total percentage of applicants who receive the Federal Grant stands at 66%. Meanwhile, 80% of the applicants receive the Student Grant and 12% are awarded the Institution Grant, while 66% of the students get the Pell Grant. While the Federal Grant awardees receive an average aid of $5,621, the State Grant receivers and Institution Grant beneficiaries get $4,545 and $8,666, respectively. And, for the Pell Grant awardees, the average aid amount is $4,829. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Moreover, the funds received through these loans will have to be repaid within a given timeframe. At Clayton, State University, the percentage of candidates who opt to avail of student loans is around 59%.