OVERVIEW PROGRAMS AND TUITION ADMISSIONSFINANCIAL AID

Concordia University Saint Paul Financial Aid and Scholarships 2022

Concordia University-Saint Paul which is a private, Lutheran Church - Missouri Synod university, is located in Saint Paul, Minnesota. Around 62% of the students are females and 38% are males. Notably, Concordia University-Saint Paul is also home to an ethnically diverse student population. At CUSP around 58% are white, 12% are Black or African American, and 10% are Asian. Moreover, around 61% of the students are 24 and under. Some of the notable alumni which the school has produced in its severa

$5,318

Avg. Federal Grant

$5,356

Avg. Federal Loan

$17,896,239

Total Aid Awarded

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Concordia University Saint Paul Financial Aid and Scholarships

Students Receiving Aid Percent of Students Receiving Financial Aid.

71%

Total Aid Amount Average Total Aid Awarded per year.

$17.896M

Financial Aid Official Website

https://www.csp.edu/tuition-financial-aid/

Notably, 98% of the students at Concordia University-Saint Paul get some kind of financial aid every year, and the total amount of assistance/loans provided adds up to around $14,785,373. At CUSP, the total percentage of applicants who receive the Federal Grant stands at 45%. On the other hand, 98% of the candidates get the Student Grant, 98% receive the Institution Grant, and 45% get the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $5,708, while the same comes to $5,297 for State Grant receivers and $7,758 for Institution Grant awardees. On the other hand, the average aid received by the Pell Grant awardees is $4,805. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Candidates are also required to repay these loans within a given period. At Concordia University-Saint Paul, the percentage of candidates who opt to avail of student loans is around 75%.

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Financial Aid Breakdown

Student Receiving Aid

Federal Grant Aid

42%

State Grant Aid

43%

Institution Grant Aid

99%

Pell Grant

42%

Average Aid Awarded

Federal Grant Aid

$5,318

State Grant Aid

$5,330

Institution Grant Aid

$8,997

Pell Grant

$4,619

It is necessary to know how many students receive certain aids because it gives the students a good idea on what to expect from each type of aid they are interested in and how much they can expect to get from them. Everyone is eligible for federal aid the moment they apply for the university, but the important point to bring up is how much and/or to whom is a certain aid given.

When it comes to grants, students get the opportunity to take up different grants; federal, institutional, or state grants.

Around 42% of the students receive Federal Grant Aid which amounts to at an average of US$5,318.
42% of the students receive Pell Grants which amount to an average of around US$4,619.
Approximately 43% of the students receive State Grants at an average of around US$5,330.
Approximately 72% of students opt for loans which amount to an average of around US$8,118.
Typical total debt after graduation is US$21,198.
61% of undergraduates pay their own debt with a typical monthly loan payment of about US$225.
99% of the students receive institutional grants which amount to an average of around US$8,997.

Federal Aid based on Family Income

Family Income

Average Federal Aid Per Year

Under $30,000

$18,062

$30,001 - $48,000

$17,216

$48,001 - $75,000

$15,755

$75,001 - $110,000

$13,293

Over $110,000

$10,715

Financial aid in the form of federal aid is provided to a student, depending on the income of the student or the student’s family. It is segregated into 5 different income types to help determine the appropriate average amount of federal aid you may receive with respect to your family’s income.

Concordia University’s average federal aid is calculated according to the family income of the student. Depending on the financial aid available to the family or the student, the income bracket may either pay more or less than the overall average costs.

For a student who has a family income ranging from US$0 - US$30,000, the average federal aid provided is US$18,062 whereas a student having a family income ranging from US$30,001 - US$48,000 receives an average of US$17,216.

From ranges above US$48,001, the average amount starts to lessen comparatively. Family incomes ranging from US$48,001 - US$75,000 get the benefit of receiving an average aid of US$15,755 while those with an annual income between US$75,001 - US$110,000 get US$13,293. Incomes above US$110,000 get an average federal aid of US$10,715.

Student Loans for Concordia University Saint Paul

Average Loan Amount Average Loan Amount received per year.

$8,118/Year

Students Taking Out Loans

72%

Loan Default Rate

5.9%

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