It is interesting to note that, every year, around 87% of students at CIICND receive some kind of financial aid, while the total amount of assistance/loans provided is $1,128,779. Notably, a total of 56% of the applicants to Creative Images Institute of Cosmetology-North Dayton receive the Federal Grant every year. On the other hand, 64% of the candidates get the Student Grant, 7% receive the Institution Grant, and 56% get the Pell Grant. And, for the Pell Grant awardees, the average aid amount is $4,155. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. Candidates are also required to repay these loans within a given period. At CIICND, an estimated number of 69% of the applicants choose to go for student loans.