Such schemes include Aid to Native Americans, Albert E. Wischmeyer Memorial Scholarship, Jeanette K. Watson Fellowship, and Military Service Recognition Scholarships. Notably, 85% of the students at CUNY John Jay College of Criminal Justice get some kind of financial aid every year, and the total amount of assistance/loans provided adds up to around $8,669,561. One can visit CJJCCJ's financial aid page at http://www.jjay.cuny.edu/tuition-financial-aid for more information. At CJJCCJ, the total percentage of applicants who receive the Federal Grant stands at 64%. Meanwhile, 82% of the applicants receive the Student Grant and 3% are awarded the Institution Grant, while 64% of the students get the Pell Grant. While the Federal Grant awardees receive an average aid of $5,371, the State Grant receivers and Institution Grant beneficiaries get $5,390 and $2,712, respectively. And, for the Pell Grant awardees, the average aid amount is $5,080. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. Moreover, the funds received through these loans will have to be repaid within a given timeframe. At CUNY John Jay College of Criminal Justice, the percentage of candidates who opt to avail of student loans is around 7%.