Such schemes include Carnegie Dartlet $10,000 Scholarship, Community Service Scholarship for Multicultural Students, Institutional Scholarships, and North Carolina Student Incentive Grant. Interestingly, almost all of the students at GWU receive some sort of financial aid, and the total amount of assistance/loans provided totals more than $8,291,579 in a year. For additional information about financial assistance schemes, one can head over to GWU’s financial aid page at http://www.gardner-webb.edu/financial-planning. Notably, a total of 42% of the applicants to Gardner-Webb University receive the Federal Grant every year. Meanwhile, 100% of the applicants receive the Student Grant and 100% are awarded the Institution Grant, while 42% of the students get the Pell Grant. While the Federal Grant awardees receive an average aid of $4,633, the State Grant receivers and Institution Grant beneficiaries get $4,989 and $19,748, respectively. On the other hand, the average aid received by the Pell Grant awardees is $4,136. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. On average, students with an annual family income of less than $30,000 will obtain a federal aid of $22,044 per year. Candidates who come under the $30,001-$48,000 family income bracket receive an average aid of $23,855, while those falling in the $48,001-$75,000 income category get $21,921 a year. Meanwhile, the average federal aid for students in the $75,001-$110,000 income bracket is $20,368. And, for those with a family income of more than $110,000, the amount stands at $19,932. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. However, student loans attract a certain rate of interest at which the funds are borrowed. Moreover, the funds received through these loans will have to be repaid within a given timeframe. At GWU, an estimated number of 66% of the applicants choose to go for student loans.