$4,488

Avg. Federal Grant

$5,355

Avg. Federal Loan

$35,392,416

Total Aid Awarded

Georgia College and State University Financial Aid and Scholarships

Students Receiving Aid Percent of Students Receiving Financial Aid.

80%

Total Aid Amount Average Total Aid Awarded per year.

$35.392M

Financial Aid Official Website

www.gcsu.edu/financialaid

Georgia College and State University provides aid to all the eligible sudents. Everyone can use a little help every now and then, especially paying for a college education. More than 80% of Georgia College's undergraduate students receive financial aid in the form of grants, scholarships, employment opportunities, and student loans. Come to the Financial Aid Office and let’s discuss your educational goals and how we can help you find the financial resources to reach them.

To be eligible for financial aid students need to fill out the FAFSA form and the universitys FAFSA code is 001602.

Georgia College and State University has provided aid to about 80% of the students and the total aid received contributes to $35,392,416.

Types of aid provided by the university are:

Federal Pell Grants

The Federal Pell Grant is awarded only to students who have not earned a bachelor's or professional degree. (A professional degree is earned after earning a bachelor's degree in a field such as medicine, law, or dentistry.) To determine if you are eligible financially, the U.S. Department of Education uses a standard formula, established by Congress, to evaluate the information you report when you apply using the Free Application for Federal Student Aid. The formula produces an Expected Family Contribution (EFC) number.

Federal Supplemental Educational Opportunity Grants 
A Federal Supplemental Educational Opportunity Grant (FSEOG) is for undergraduates with exceptional financial need -- that is, students with the lowest EFCs -- and gives priority to students who receive Federal Pell Grants. 

Federal Work-Study (FWS) eligibility is based on established financial need and at least half-time enrollment. Jobs are located on campus and work schedules are planned around the student's class schedule. Community service positions are also available through the FWS program. 

Zell Miller Scholarship

Zell Miller Scholarship pays full standard tuition for students who earned a 3.7 GPA (un-weighted) for all academic high school classes and earned at least a 1200 in one sitting on the Math and Verbal section of the SAT or at least a 26 on the ACT. Students who are Valedictorian or Salutatorian of their class are automatically eligible for Zell Miller Scholarship.

Helping Outstanding Pupils Educationally(HOPE scholarship)

HOPE Scholarship provides students with state funds for tuition. The tuition award amount is determined annually by the Georgia Student Finance Commission as a "per credit hour rate" which is published on their website.

Federal Direct PLUS Loans
Direct Loans are low-interest loans for students and parents to help pay for the costs of student's education after high school. The lender is the US Department of Education rather than a bank or other financial institution. PLUS Loans enable parents or graduate students with good credit histories to borrow monies. These funds are designated to help pay the educational expenses of students enrolled at least half-time (6 semester hours).

Federal Direct Stafford Loans
Direct Loans are low-interest loans for students and parents to help pay for the costs of student's education after high school. The lender is the US Department of Education rather than a bank or other financial institution. Eligibility for this loan program will be determined upon completion of the Free Application for Federal Student Aid (FAFSA).

Georgia Student Access Loan (SAL)
Georgia Student Finance Authority (GSFA) offers the Student Access Loan Program for eligible students attending Georgia College. The SAL is a 1% fixed rate loan, designed to assist undergraduate students who have a gap in meeting their educational costs.

Financial Aid Breakdown

Student Receiving Aid

Federal Grant Aid

18%

State Grant Aid

90%

Institution Grant Aid

12%

Pell Grant

18%

Average Aid Awarded

Federal Grant Aid

$4,488

State Grant Aid

$6,536

Institution Grant Aid

$3,507

Pell Grant

$4,403

Aid are divided into different categories such as Federeal, State, Institutional, and Pell. Every eligible student receive some amount of aid in one form or the other. The percentage of aid recieved by the students and the average aid receieved are:

Federal Grants are recieved by 18% of the students and the average aid amount recieved is $4,488. Pell Grants are also recieved by 18% of the students but the average aid recieved is slightly low than Federal aid received which is $4,403.

Maxmimum number of students recieve State Grants which is 90% and the average aid amount recieved by them is $6,536. University also provides Institutional grants which is recieved by only 12% of the students and the average aid amount recieved is $3,507

Federal Aid based on Family Income

Family Income

Average Federal Aid Per Year

Under $30,000

$12,173

$30,001 - $48,000

$10,975

$48,001 - $75,000

$7,783

$75,001 - $110,000

$6,680

Over $110,000

$5,802

Federal Aid is an great help to the students who cannot afford the full fees of the college or university. Thus, providing financial aid based on family income is necessary to have a unbiased flow of funds for the students who are really in need of it.

Families who earn less than $30,0000 can expect an average federal aid amount of $12,173. As the income increases to $30,001 to $48,000 the average aid amount reduces to $10,975.

The student whose family earns between $48,001 to $75,000, the aid amount falls sebsequently falls to $7,783. When the family income rises to $75,001 to $110,000 the aid amount further shrinks to $6,680.

The aid amount is minimum for the families earning more than $110,000 which comes out to be $5,802.

Student Loans for Georgia College and State University

Average Loan Amount Average Loan Amount received per year.

$6,583/Year

Students Taking Out Loans

44%

Loan Default Rate

3.6%

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