Avg. Federal Grant


Avg. Federal Loan


Total Aid Awarded

Georgia Southwestern State University (GSW) Financial Aid and Scholarships

Students Receiving Aid Percent of Students Receiving Financial Aid.


Total Aid Amount Average Total Aid Awarded per year.


Financial Aid Official Website


It is interesting to note that, every year, around 95% of students at GSSU receive some kind of financial aid, while the total amount of assistance/loans provided is $7,120,996. Notably, a total of 52% of the applicants to Georgia Southwestern State University receive the Federal Grant every year. In comparison, 90% of the students are awarded the Student Grant, 38% get the Institution Grant, and 52% of the applicants receive the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $4,929, and the same stands at $4,436 for State Grant awardees and $4,591 for Institution Grant recipients. And, for the Pell Grant awardees, the average aid amount is $4,570. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Moreover, the funds received through these loans will have to be repaid within a given timeframe. At GSSU, an estimated number of 56% of the applicants choose to go for student loans.

Financial Aid Breakdown

Student Receiving Aid

Federal Grant Aid


State Grant Aid


Institution Grant Aid


Pell Grant


Average Aid Awarded

Federal Grant Aid


State Grant Aid


Institution Grant Aid


Pell Grant


Financial Aid Breakdown consists of Federal Grant Aid, State Grant Aid, Institutional Grant Aid, and PELL Grant Aid. The state Grant Aid percentage is the highest at 62%, which amounts to $4326. Meanwhile, both Federal Grant aid percentage and PELL Grant percentage are the same at 48%. The Institutional Grant Aid percentage is 32%, which amounts to $4228. 

Federal Aid based on Family Income

Family Income

Average Federal Aid Per Year

Under $30,000


$30,001 - $48,000


$48,001 - $75,000


$75,001 - $110,000


Over $110,000


The above table shows the average financial aid availed by students who come from families with varying family income. For instance, for students , who hail from a family with an income below $30K, the average federal aid is $8668. Meanwhile, for a family income of over $110K, the average federal aid is $3070. 

Student Loans for Georgia Southwestern State University (GSW)

Average Loan Amount Average Loan Amount received per year.


Students Taking Out Loans


Loan Default Rate


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