Notably, almost all of the university students get some kind of financial aid every year, and the total amount of assistance/loans provided adds up to around $3,341,940. At HUST, the total percentage of applicants who receive the Federal Grant stands at 64%. Meanwhile, 100% of the applicants receive the Student Grant and 100% are awarded the Institution Grant, while 64% of the students get the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $5,359, while the same comes to $3,372 for State Grant receivers and $20,192 for Institution Grant awardees. And, for the Pell Grant awardees, the average aid amount is $5,133. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At Harrisburg University of Science and Technology, the percentage of candidates who opt to avail of student loans is around 84%.