It is interesting to note that, every year, around 60% of students at HCC receive some kind of financial aid, while the total amount of assistance/loans provided is $2,574,997. One can visit HCC's financial aid page at http://www.heartland.edu/financialAid/ for more information. The total percentage of candidates applying to Heartland Community College who receive the Federal Grant is 33%. On the other hand, 49% of the candidates get the Student Grant, 17% receive the Institution Grant, and 33% get the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $4,613, while the same comes to $1,648 for State Grant receivers and $2,399 for Institution Grant awardees. And, for the Pell Grant awardees, the average aid amount is $3,346. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. However, student loans attract a certain rate of interest at which the funds are borrowed. Moreover, the funds received through these loans will have to be repaid within a given timeframe. At Heartland Community College, the percentage of candidates who opt to avail of student loans is around 17%.