Interestingly, almost all of the students at HTC receive some sort of financial aid, and the total amount of assistance/loans provided totals more than $186,260 in a year. More information regarding the financial assistance schemes can be accessed on HTC’s official financial aid page at http://www.htc.edu/how-do-i/find-financial-aid.html. The total percentage of candidates applying to Hebrew Theological College who receive the Federal Grant is 30%. On the other hand, 100% of the candidates get the Student Grant, 100% receive the Institution Grant, and 30% get the Pell Grant. On the other hand, the average aid received by the Pell Grant awardees is $5,959. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Students whose family income per annum is less than $30,000 will receive a federal aid of $6,148 on average in a year. Candidates who come under the $30,001-$48,000 family income bracket receive an average aid of $5,815, while those falling in the $48,001-$75,000 income category get $4,615 a year. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. However, student loans attract a certain rate of interest at which the funds are borrowed. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. Every year, around 20% of the applicants to Hebrew Theological College opt for student loans.