As many as 77% of the students at HCC get some sort of financial aid, and the total amount of assistance/loans provided is more than $1,462,006 in a year. One can visit HCC's financial aid page at http://www.hcc-nd.edu/financial-aid/ for more information. The total percentage of candidates applying to Holy Cross College who receive the Federal Grant is 21%. On the other hand, 61% of the candidates get the Student Grant, 61% receive the Institution Grant, and 20% get the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $4,926, while the same comes to $6,751 for State Grant receivers and $16,204 for Institution Grant awardees. And, for the Pell Grant awardees, the average aid amount is $4,369. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Those with a family income below $30,000 per annum, would get an average federal aid of $24,792 in a year. The average aid amount stands at $23,819 for an annual family income between $30,001 and $48,000. This amount comes to $20,547 for those who fall under the $48,001-$75,000 family income bracket. Meanwhile, the average federal aid for students in the $75,001-$110,000 income bracket is $18,823. And, for those with a family income of more than $110,000, the amount stands at $10,642. In addition to financial grants and scholarship schemes, students can also avail of monetary benefits like student loans to pay for their education. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Candidates are also required to repay these loans within a given period. At HCC, an estimated number of 45% of the applicants choose to go for student loans.