Students can avail of scholarships provided by the university, such as Abe and Annie Seibel Foundation Loan, Carnegie Dartlet $10,000 Scholarship, Children of U.S. Military who are Missing in Action or Prisoners of War (MIA/POWs) Exemption, and Church Matching Award, if they find educational expenses to be on the higher side. It is interesting to note that almost every student at HBU receives some kind of financial aid, while the total amount of provided assistance/loans in a year is $8,188,073. More information regarding the financial assistance schemes can be accessed on HBU’s official financial aid page at https://www.hbu.edu/financialaid. The total percentage of candidates applying to Houston Baptist University who receive the Federal Grant is 54%. In comparison, 100% of the students are awarded the Student Grant, 100% get the Institution Grant, and 54% of the applicants receive the Pell Grant. While the Federal Grant awardees receive an average aid of $5,116, the State Grant receivers and Institution Grant beneficiaries get $3,313 and $17,757, respectively. On the other hand, the average aid received by the Pell Grant awardees is $4,771. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. Those with a family income below $30,000 per annum, would get an average federal aid of $21,121 in a year. Candidates who come under the $30,001-$48,000 family income bracket receive an average aid of $21,789, while those falling in the $48,001-$75,000 income category get $20,573 a year. Those with an annual income level of $75,001-$110,000 would receive $18,712, while candidates with more than $110,000 of family income receive an average federal aid of $15,098. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. However, student loans attract a certain rate of interest at which the funds are borrowed. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At Houston Baptist University, the percentage of candidates who opt to avail of student loans is around 60%.