Among them are scholarship programs such as Christa McAuliffe Scholarship, Developmental Disabilities, Mental Health, Child Welfare, and Juvenile Justice Workforce Tuition Assistance Program, Edward T. Conroy Memorial Scholarship, and Graduate and Professional Scholarship. As many as 58% of the students at HCC get some sort of financial aid, and the total amount of assistance/loans provided is more than $6,030,469 in a year. The total percentage of candidates applying to Howard Community College who receive the Federal Grant is 38%. In comparison, 53% of the students are awarded the Student Grant, 28% get the Institution Grant, and 38% of the applicants receive the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $4,848, while the same comes to $1,078 for State Grant receivers and $1,320 for Institution Grant awardees. On the other hand, the average aid received by the Pell Grant awardees is $3,552. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. In addition to financial grants and scholarship schemes, students can also avail of monetary benefits like student loans to pay for their education. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At HCC, an estimated number of 9% of the applicants choose to go for student loans.