It is interesting to note that, every year, around 57% of students at KCC receive some kind of financial aid, while the total amount of assistance/loans provided is $2,952,314. More information regarding the financial assistance schemes can be accessed on KCC’s official financial aid page at https://www.kapiolani.hawaii.edu/paying-for-college/financial-aid/. Notably, a total of 33% of the applicants to Kapiolani Community College receive the Federal Grant every year. On the other hand, 52% of the candidates get the Student Grant, 30% receive the Institution Grant, and 33% get the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $4,630, and the same stands at $1,077 for State Grant awardees and $2,093 for Institution Grant recipients. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $3,690. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At KCC, an estimated number of 10% of the applicants choose to go for student loans.