Students can avail of scholarships provided by the college, such as Art and Helen Nickless Scholarship, Auburn Jaycees Education Scholarship, Bay City Civitan/Marcella Barber Scholarship, and Bay City Kiwanis Educational Scholarship, if they find educational expenses to be on the higher side. It is interesting to note that, every year, around 83% of students at KCC receive some kind of financial aid, while the total amount of assistance/loans provided is $5,342,417. One can visit KCC's financial aid page at http://www.kellogg.edu/admissions/financial-aid/ for more information. Notably, a total of 48% of the applicants to Kellogg Community College receive the Federal Grant every year. Meanwhile, 70% of the applicants receive the Student Grant and 9% are awarded the Institution Grant, while 47% of the students get the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $5,048, and the same stands at $3,410 for State Grant awardees and $1,729 for Institution Grant recipients. On the other hand, the average aid received by the Pell Grant awardees is $4,759. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. Candidates are also required to repay these loans within a given period. At Kellogg Community College, the percentage of candidates who opt to avail of student loans is around 13%.