Among them are scholarship programs such as Joseph P. Gavenonis Scholarship and Technology Scholarship. It is interesting to note that, every year, around 77% of students at NCACC receive some kind of financial aid, while the total amount of assistance/loans provided is $15,727,557. The total percentage of candidates applying to Northampton County Area Community College who receive the Federal Grant is 59%. On the other hand, 67% of the candidates get the Student Grant, 5% receive the Institution Grant, and 59% get the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $4,646, and the same stands at $2,102 for State Grant awardees and $1,280 for Institution Grant recipients. And, for the Pell Grant awardees, the average aid amount is $3,748. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. However, student loans attract a certain rate of interest at which the funds are borrowed. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At NCACC, an estimated number of 35% of the applicants choose to go for student loans.