It is interesting to note that, every year, around 33% of students at OSTMS receive some kind of financial aid, while the total amount of assistance/loans provided is $374,587. At OSTMS, the total percentage of applicants who receive the Federal Grant stands at 33%. In comparison, 33% of the students get the Student Grant, and 33% of the applicants receive the Pell Grant. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $4,333. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. In addition to financial grants and scholarship schemes, students can also avail of monetary benefits like student loans to pay for their education. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At Onondaga School of Therapeutic Massage-Syracuse, the percentage of candidates who opt to avail of student loans is around 33%.