Among them are scholarship programs such as Aid to Native Americans, Albert E. Wischmeyer Memorial Scholarship, Military Service Recognition Scholarships, and New York State Scholarship for Academic Excellence. Interestingly, almost all of the students at PSCAS receive some sort of financial aid, and the total amount of assistance/loans provided totals more than $3,742,434 in a year. The total percentage of candidates applying to Paul Smiths College of Arts and Science who receive the Federal Grant is 46%. In comparison, 100% of the students are awarded the Student Grant, 99% get the Institution Grant, and 45% of the applicants receive the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $4,439, while the same comes to $3,582 for State Grant receivers and $16,937 for Institution Grant awardees. And, for the Pell Grant awardees, the average aid amount is $4,436. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At Paul Smiths College of Arts and Science, the percentage of candidates who opt to avail of student loans is around 83%.