Such schemes include Heriberto Flores Scholarship, MASSGrant Program, and New England Regional Student Program. It is interesting to note that, every year, around 75% of students at RCC receive some kind of financial aid. For additional information about financial assistance schemes, one can head over to RCC’s financial aid page at http://www.rcc.mass.edu/future-students/financial-aid. At RCC, the total percentage of applicants who receive the Federal Grant stands at 75%. Meanwhile, 75% of the applicants receive the Student Grant, while 72% of the students get the Pell Grant. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $5,984. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Moreover, the funds received through these loans will have to be repaid within a given timeframe. At Roxbury Community College, the percentage of candidates who opt to avail of student loans is around 1%.