Such schemes include AWA Scholarship Awards, CCNMA Scholarship, Cal Grant A, and Cal Grant B. Interestingly, almost all of the students at SJVCV receive some sort of financial aid, and the total amount of assistance/loans provided totals more than $45,970,237 in a year. Notably, a total of 91% of the applicants to San Joaquin Valley College-Visalia receive the Federal Grant every year. On the other hand, 91% of the candidates get the Student Grant, 2% receive the Institution Grant, and 91% get the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $4,452, while the same comes to $6,650 for State Grant receivers and $2,341 for Institution Grant awardees. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $4,280. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At SJVCV, an estimated number of 93% of the applicants choose to go for student loans.