$4,365

Avg. Federal Grant

$4,775

Avg. Federal Loan

$11,723,686

Total Aid Awarded

Southcentral Kentucky Community and Financial Aid and Scholarships

Students Receiving Aid Percent of Students Receiving Financial Aid.

82%

Total Aid Amount Average Total Aid Awarded per year.

$11.724M

Financial Aid Official Website

https://southcentral.kctcs.edu/affording-college/paying-for-college/index.aspx

It is interesting to note that, every year, around 98% of students at SKCTC receive some kind of financial aid, while the total amount of assistance/loans provided is $3,889,630. At SKCTC, the total percentage of applicants who receive the Federal Grant stands at 58%. On the other hand, 96% of the candidates get the Student Grant, 27% receive the Institution Grant, and 58% get the Pell Grant. While the Federal Grant awardees receive an average aid of $4,525, the State Grant receivers and Institution Grant beneficiaries get $2,293 and $2,064, respectively. On the other hand, the average aid received by the Pell Grant awardees is $3,804. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. Candidates are also required to repay these loans within a given period. Every year, around 15% of the applicants to Southcentral Kentucky Community and Technical College opt for student loans.

Financial Aid Breakdown

Student Receiving Aid

Federal Grant Aid

64%

State Grant Aid

78%

Institution Grant Aid

6%

Pell Grant

64%

Average Aid Awarded

Federal Grant Aid

$4,365

State Grant Aid

$1,694

Institution Grant Aid

$1,787

Pell Grant

$4,284

Federal Aid based on Family Income

Family Income

Average Federal Aid Per Year

Under $30,000

$6,492

$30,001 - $48,000

$6,041

$48,001 - $75,000

$4,631

$75,001 - $110,000

$1,978

Over $110,000

$897

Student Loans for Southcentral Kentucky Community and

Average Loan Amount Average Loan Amount received per year.

$4,775/Year

Students Taking Out Loans

23%

Loan Default Rate

18.8%

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