$20,904

Tuition

$33,669

Cost of Attendance

$21,426

Net Price

Southwestern Adventist University Tuition and Fees

Southwestern Adventist University offers undergraduate and postgraduate programs across different fields, providing quality education to students. The expense of education here is very moderate, compared to the tuition fees charged by different colleges. As per the 2020 - 2021 official information, the average cost for the undergraduate courses offered at the university adds up to about $22,188, which includes the total tuition fees and other expenses. The housing costs $7,800, books and supplies cost $1,200, while the other expenses add up to $2,610.

Total Cost of Attendance

Student typeIn-stateOut-State
Tuition & Fees$21,564$21,564
Book & Supplies$1,550$1,550
Room & Board cost$7,600$7,600
Other Expenses$2,955$2,955
Total Cost of Attendance$33,669$33,669

Students should understand that the tuition fees charged for their degree programs is not the only expense that is involved in the cost of attending the university. They will be required to plan for various other expenses associated with the cost of attendance, including lodging, dining, textbooks, supplies, and the cost of living, among other things. The total tuition and fees for students attending Southwestern Adventist University come out to be around $22,188 per year. Apart from that, they should also pay an average amount of $1,200 toward books and supplies, $7,735 for room and boarding charges, and $2,610 toward other expenses in a year. Hence, based on this information, the overall cost of attending the university adds up to around $33,733 per year.

Average Net Price by Family Income

Net Price

$21,426

Family Income

Avg. Net Price

$0 to $30,000

$17,249

$30,001 to $48,000

$15,916

$48,001 to $75,000

$22,095

$75,001 to $110,000

$23,058

$110,000+

$25,414

As for the net cost for attending SAU, the actual amount depends on the annual family income of the candidate. The net price is nothing but the actual amount that a student is required to pay in a year. The net cost to be borne is typically higher for candidates whose family income is comparatively higher. Simply put, the family income of the candidate is a key factor in determining the net amount. At SAU, the average net price is estimated to be $21,717. For students with a family income below $30,000, the estimated net price is $17,090, while for the individuals who fall in the $30,001-$48,000 income bracket, the net cost is $18,589. The amount stands at $23,191 for an annual income between $48,001 and $75,000, $22,910 for the $75,001-$110,000 income bracket, and $26,838 for a family income above $110,000.

Student Loans

Example Loans

$74,764

Stafford Loan Interest

4.5%

Time to Pay off Student Loan

10 years

Example monthly payment

$776

Total interest paid

$18,343

Sum of Loan Payments

$93,107

To have a realistic understanding of how much it will cost to study at Southwestern Adventist University here is an example one can consider to estimate the payment amounts one will incur with a student loan. Take a loan of $74,764 for example. This will result in a $9,311 payment to be made each year. We can assume that the interest rate is 4.5% post any refinancing or consolidation activities with a 10 years repayment plan. Then the total payment made towards the loan is $93,107 which is $18,343 in addition to the principal amount, which constitutes the interest payment made throughout the life of the loan.

Undergraduate Tuition and Fees

Student typeIn-stateOut-State
Tuition & Fees$21,564$21,564
Room & Board Cost$7,600$7,600
Total Tuition & Fees$29,164$29,164

At Southwestern Adventist University, the tuition and fees for students who are pursuing undergraduate courses are estimated to be around $22,188 in a year. Moreover, the applicants must also pay an amount of $7,735 towards room and boarding charges. In view of this information, the estimated total cost for undergraduate students at SAU adds up to $33,733.

Graduate Tuition and Fees

In-stateOut-State
Tuition$20,904$20,904
Fees$440$440

Now, coming to the tuition and fees charged for students seeking to pursue postgraduate courses at SAU, the amount totals around $22,188. This sum includes their graduate tuition of $21,528 and the graduation fees of $660 as well.

Cost Per Credit Hour

DegreeYearCost per Credit hour
Graduate2018 - 2019$871
Undergraduate2018 - 2019$871

The cost per credit hour – the total program cost divided by the total number of credit hours of the program – that the student has to pay to attend Southwestern Adventist University varies between graduate and undergraduate degrees. As per the 2019-2020 fee structure, the cost per credit hour for graduate courses is $369 and for undergraduate courses, it stands at $170. At present, Southwestern Adventist University also offers various online programs to students across as many as 29 different majors.

Campus Housing Expenses

Housing & other expensesOn CampusOff Campus
Room & Board$7,600$7,474
Other Expense$2,955$2,955
Book & Supplies$1,550$1,550

Now, coming to the lodging and related expenses at SAU, the actual amount to be paid varies based on whether the candidate opts to live on-campus or off-campus. The on-campus logding facilities cost $10,410 per year, while students have to pay $10,280 a year for off-campus housing. Besides, on-campus candidates will have to pay about $7,800 toward room and boarding charges. On the other hand, off-campus students will be required to pay an amount of $7,670. Coming to the books and supplies charges, the students will be required to pay an amount of $1,200. Apart from these, the other expenses that a candidate needs to plan for add up to around $2,610.

Campus Housing Expenses

Housing & Other Expenses

Room & Boards

On Campus

$7,600

Off Campus

$7,474

Housing & Other Expenses

Other Expenses

On Campus

$2,955

Off Campus

$2,955

Housing & Other Expenses

Book & Supplies

On Campus

$1,550

Off Campus

$1,550

Now, coming to the lodging and related expenses at SAU, the actual amount to be paid varies based on whether the candidate opts to live on-campus or off-campus. The on-campus logding facilities cost $10,410 per year, while students have to pay $10,280 a year for off-campus housing. Besides, on-campus candidates will have to pay about $7,800 toward room and boarding charges. On the other hand, off-campus students will be required to pay an amount of $7,670. Coming to the books and supplies charges, the students will be required to pay an amount of $1,200. Apart from these, the other expenses that a candidate needs to plan for add up to around $2,610.

Online Degree Programs, Tuition and Cost Per Credit Summary

Degree TypeTotal Average TuitionAverage Tuition Per Credit
Bachelors $51,696 $718
Associate $43,080 $718

Southwestern Adventist University offers 8 online programs across 5 Majors.

Projected Price for a 4 year degree

A four-year undergraduate course as well as living expenses at SAU are projected to cost around $169,726 as per official data. In comparison, the total expenses for undergraduate students stood at $21,717 for 2018-2019, $21,426 for 2017-2018, and $20,143 for 2016-2017.

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