Notably, 99% of the students at St. Andrews University get some kind of financial aid every year, and the total amount of assistance/loans provided adds up to around $2,397,075. The total percentage of candidates applying to St. Andrews University who receive the Federal Grant is 58%. In comparison, 95% of the students are awarded the Student Grant, 95% get the Institution Grant, and 58% of the applicants receive the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $5,303, while the same comes to $4,394 for State Grant receivers and $14,756 for Institution Grant awardees. On the other hand, the average aid received by the Pell Grant awardees is $4,818. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Moreover, the funds received through these loans will have to be repaid within a given timeframe. At St. Andrews University, the percentage of candidates who opt to avail of student loans is around 82%.