It is interesting to note that, every year, around 91% of students at SCTD receive some kind of financial aid, while the total amount of assistance/loans provided is $12,095,072. At SCTD, the total percentage of applicants who receive the Federal Grant stands at 61%. In comparison, 82% of the students are awarded the Student Grant, 81% get the Institution Grant, and 61% of the applicants receive the Pell Grant. While the Federal Grant awardees receive an average aid of $4,727, the State Grant receivers and Institution Grant beneficiaries get $4,047 and $2,105, respectively. And, for the Pell Grant awardees, the average aid amount is $4,616. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. Candidates are also required to repay these loans within a given period. At SUNY College of Technology at Delhi, the percentage of candidates who opt to avail of student loans is around 72%.