$5,109

Avg. Federal Grant

$5,523

Avg. Federal Loan

$6,655,020

Total Aid Awarded

SUNY Maritime College Financial Aid and Scholarships

Students Receiving Aid Percent of Students Receiving Financial Aid.

54%

Total Aid Amount Average Total Aid Awarded per year.

$6.655M

Financial Aid Official Website

www.sunymaritime.edu/cost-aid-0

As many as 80% of the students at SMC get some sort of financial aid, and the total amount of assistance/loans provided is more than $5,014,136 in a year. Notably, a total of 22% of the applicants to SUNY Maritime College receive the Federal Grant every year. In comparison, 53% of the students are awarded the Student Grant, 46% get the Institution Grant, and 22% of the applicants receive the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $4,878, and the same stands at $4,199 for State Grant awardees and $2,662 for Institution Grant recipients. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $5,051. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. Candidates are also required to repay these loans within a given period. At SMC, an estimated number of 61% of the applicants choose to go for student loans.

Financial Aid Breakdown

Student Receiving Aid

Federal Grant Aid

16%

State Grant Aid

30%

Institution Grant Aid

43%

Pell Grant

16%

Average Aid Awarded

Federal Grant Aid

$5,109

State Grant Aid

$4,810

Institution Grant Aid

$2,965

Pell Grant

$4,936

Federal Aid based on Family Income

Family Income

Average Federal Aid Per Year

Under $30,000

$14,741

$30,001 - $48,000

$10,604

$48,001 - $75,000

$7,018

$75,001 - $110,000

$3,906

Over $110,000

$1,337

Student Loans for SUNY Maritime College

Average Loan Amount Average Loan Amount received per year.

$7,156/Year

Students Taking Out Loans

50%

Loan Default Rate

2.6%

Minumum Credit ScoreApply in as little asVariable APRFixed APR
Discover Student LoansNot Available15 minutes or less2.954.74 View disclosures
Credible6202 minutes5.38%-16.99%14.43%-16.99%1 View disclosures
Sallie MaeNot Available15 minutes1.13% - 11.23%¹ (with autopay)3.50% - 12.60%¹ (with autopay) View disclosures

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