Such schemes include Abe and Annie Seibel Foundation Loan, Children of U.S. Military who are Missing in Action or Prisoners of War (MIA/POWs) Exemption, Dr. Joseph Graham Fellowship for College Pro-Life Leaders, and Faye and Rendell Webb Scholarship. As many as 91% of the students at TAMUC get some sort of financial aid, and the total amount of assistance/loans provided is more than $31,776,626 in a year. One can visit TAMUC's financial aid page at http://www.tamuc.edu/admissions/tuitionCosts/financialAidandScholarships/ for more information. Notably, a total of 57% of the applicants to Texas A & M University-Commerce receive the Federal Grant every year. In comparison, 88% of the students are awarded the Student Grant, 38% get the Institution Grant, and 57% of the applicants receive the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $6,689, and the same stands at $4,575 for State Grant awardees and $4,528 for Institution Grant recipients. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $6,003. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. Candidates are also required to repay these loans within a given period. At Texas A & M University-Commerce, the percentage of candidates who opt to avail of student loans is around 64%.