As many as 77% of the students at UHM get some sort of financial aid, and the total amount of assistance/loans provided is more than $28,258,132 in a year. More information regarding the financial assistance schemes can be accessed on UHM’s official financial aid page at https://hawaii.edu/fas/. At UHM, the total percentage of applicants who receive the Federal Grant stands at 27%. On the other hand, 64% of the candidates get the Student Grant, 57% receive the Institution Grant, and 27% get the Pell Grant. While the Federal Grant awardees receive an average aid of $5,197, the State Grant receivers and Institution Grant beneficiaries get $1,913 and $5,351, respectively. On the other hand, the average aid received by the Pell Grant awardees is $4,663. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. Candidates are also required to repay these loans within a given period. Every year, around 35% of the applicants to University of Hawaii at Manoa opt for student loans.