It is interesting to note that, every year, around 96% of students at USCA receive some kind of financial aid, while the total amount of assistance/loans provided is $680,595. Notably, a total of 52% of the applicants to University of Spa & Cosmetology Arts receive the Federal Grant every year. On the other hand, 72% of the candidates get the Student Grant, 30% receive the Institution Grant, and 52% get the Pell Grant. While the Federal Grant awardees receive an average aid of $4,416, the State Grant receivers and Institution Grant beneficiaries get $3,907 and $361, respectively. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $3,948. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. However, student loans attract a certain rate of interest at which the funds are borrowed. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At University of Spa & Cosmetology Arts, the percentage of candidates who opt to avail of student loans is around 90%.