It is interesting to note that almost every student at USF receives some kind of financial aid, while the total amount of provided assistance/loans in a year is $8,115,832. More information regarding the financial assistance schemes can be accessed on USF’s official financial aid page at https://www.stfrancis.edu/admissions/financial-aid/. Notably, a total of 38% of the applicants to University of St Francis receive the Federal Grant every year. On the other hand, 100% of the candidates get the Student Grant, 100% receive the Institution Grant, and 37% get the Pell Grant. While the Federal Grant awardees receive an average aid of $5,430, the State Grant receivers and Institution Grant beneficiaries get $4,608 and $20,251, respectively. And, for the Pell Grant awardees, the average aid amount is $4,424. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Those with a family income below $30,000 per annum, would get an average federal aid of $24,531 in a year. The average aid amount stands at $25,292 for an annual family income between $30,001 and $48,000. This amount comes to $23,068 for those who fall under the $48,001-$75,000 family income bracket. Meanwhile, the average federal aid for students in the $75,001-$110,000 income bracket is $19,941. And, for those with a family income of more than $110,000, the amount stands at $18,880. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. However, student loans attract a certain rate of interest at which the funds are borrowed. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. At USF, an estimated number of 66% of the applicants choose to go for student loans.