Chill!!! It's not about a Credit card. It's about the Course Credit System.
Credit is a term used to scale up the knowledge gained by any student in a particular course. These credits are usually given at the year-end or as half credit is given per course in case of the semester system. This credit is also known as a Carnegie Unit developed in 1906.
The Carnegie Unit and the Student Hour are strictly time-based references for scaling educational gain used by American universities and colleges; the Carnegie Unit assesses secondary school successful knowledge accomplishment, and the Student Hour, derived from the Carnegie Unit, assesses collegiate knowledge accomplishment.
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These scores were brought into exercise, during the late 19th and early 20th centuries, through a series of three distinct events, all designed to standardize the collegiate educational experience.
Prior to this time (late 19th century) admission to post-secondary education involved a comprehensive examination, either by a public oral session, or a private written session. These processes varied greatly among U.S. colleges and universities, due to the highly subjective nature of these types of examination. Eventually, these methods were slowly discredited due to their poor reliability and validity.
Charles W. Eliot at Harvard University, in the late 19th century, devised both a contact-hour standard for secondary education and the original credit-hour collegiate post-secondary standard. In 1894, the National Education Association endorsed the standardization of secondary education.
Terms related to Credits are described below, let's have a look,
- Credit Hours
- Contact Hours
- Contact and Credit hours
- Course and Credit hours
- Semester Credit Hour
- College Credit
These are the basic unit of measurement that counts for the award of any bachelor, Masters or Associate degree.
Every degree has its own set of requirements for credit hours.
It is a standard 50 minutes classroom period which can include any lecture or labs where the professor teaches the students.
Contact hours will appear only in the classroom instruction activity category.
Contact and Credit hours
Students usually receive credit hours according to the number of contact hours they spend per week in class.
Course and Credit hours
A course hour is typically measured as per the number of credit hours. As per the amount of work given and instruction hours, a course is given certain credit. A basic course in an undergraduate degree would be 1 or 2 Credit. As you go higher it would increase to 3 or 4 Credit.
Semester Credit Hour
One Semester Credit Hour (SCH), is equal to the 15-16 contact hours per semester.
Basically, for a one-semester credit hour course, one should attend one contact hour and two preparation hours each week.
These preparation hours can be fieldwork, practical course or even homework.
Here credit is also known as the college credits and it is a little different than the normal credit system.
In the system, the calculation is done on the basis of how much effort the student has put in over the course of the whole semester (15 weeks)
1 college credit represents approximately 1 classroom and 2 homework hours each week.
After a 4-year program, the student requires 26 credits to graduate (an average of 6 to 7 at any time) whereas some high schools have only three years of school because 9th grade is part of their middle schools, with 18 to 21 credits required.
- For Bachelors Degree
To earn a bachelor's degree you need to earn 120 college credit. Which includes 40 classes (3 credits per class). It takes 4 years to complete it.
- For Masters Degree
To earn a master's degree you are expected to complete 36 to 54-semester credits. It takes 2 years to complete it.
- For Associate Degree
To earn an associate degree you are expected to complete 60-semester credits. Generally, it takes 2 years to complete an associate degree.
Contact hours are used to calculate the number of credit hours a course may be worth. Credit hours are used to calculate tuition and are a factor in a student’s grade point average (GPA).
Credit hour definition for lecture courses:
1 Credit Hour
(1 Contact hour of classroom or direct faculty instructions)
(minimum 2 hours of out of class student work)
With a minimum of 750 minutes of faculty-directed instruction per 1 credit hour course per semester (15 weeks).
Credit hour definition of laboratory courses, practica, or dissertation research:
1 Credit Hour
2 to 5 hours of laboratory work, practicums or dissertation work
Based on the number of academically engaged time with a minimum of 100 to 250 contact minutes per week based on program ratios.
The formula for determination of Credit Hour:
The following formula is utilized for all courses within the School for determining the semester credit hour assignment:
(minutes hour x hours day x days a week x weeks semester)
(ratio x 750 minutes)
= semester credit hours
A minimum of 50 minutes per hour for all, regardless of the type of course. The ratio would be 1:1 for lecture courses and range of 1:2-1:6 for laboratory, dissertation, practicum, or courses in which students prepare for lectures, etc. as part of the curriculum, such a that 1 credit hour would essentially require 2-6 hours of laboratory/practicum work.
Hence, the credit system is finally used to calculate where students stand in terms of their academic performance.
By this, we calculate GPA which defines the overall academic ability of a student.
This is further used as a scale for certain college admission. Thus earning a good credit score ensures you of a good university or college.