Among them are scholarship programs such as Constance L. Lloyd/ACMPE Scholarship, Georgia Public Safety Memorial Grant, HERO Scholarship Program (Helping Educate Reservists and their Offspring), and HOPE & PROMISE Teacher Scholarship Loans. It is interesting to note that, every year, around 91% of students at ABAC receive some kind of financial aid, while the total amount of assistance/loans provided is $8,519,194. More information regarding the financial assistance schemes can be accessed on ABAC’s official financial aid page at http://www.abac.edu/funding-my-education. Notably, a total of 48% of the applicants to Abraham Baldwin Agricultural College receive the Federal Grant every year. Meanwhile, 86% of the applicants receive the Student Grant and 30% are awarded the Institution Grant, while 48% of the students get the Pell Grant. While the Federal Grant awardees receive an average aid of $5,065, the State Grant receivers and Institution Grant beneficiaries get $2,794 and $4,242, respectively. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $4,778. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. Candidates are also required to repay these loans within a given period. At Abraham Baldwin Agricultural College, the percentage of candidates who opt to avail of student loans is around 40%.