Students can avail of scholarships provided by the university, such as Academic Distinction Scholarship, Academic Honors Scholarship, Art Scholarship, and Bluffton Incentive Scholarship, if they find educational expenses to be on the higher side. Notably, almost all of the university students get some kind of financial aid every year, and the total amount of assistance/loans provided adds up to around $3,637,436. One can visit BU's financial aid page at http://www.bluffton.edu/admission/financialaid for more information. At BU, the total percentage of applicants who receive the Federal Grant stands at 44%. On the other hand, 100% of the candidates get the Student Grant, 100% receive the Institution Grant, and 42% get the Pell Grant. While the Federal Grant awardees receive an average aid of $3,962, the State Grant receivers and Institution Grant beneficiaries get $2,499 and $18,567, respectively. On the other hand, the average aid received by the Pell Grant awardees is $4,272. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. On average, students with an annual family income of less than $30,000 will obtain a federal aid of $22,932 per year. For the $30,001-$48,000 and $48,001-$75,000 family income brackets, the average aid amount stands at $22,370 and $21,287, respectively. On the other hand, the average federal aid stands at $17,620 for those with an annual family income between $75,001 and $110,000, and at $17,579 for an income more than $110,000. Apart from financial grants and scholarships, candidates can also avail of monetary benefits like student loans to fund their education. However, student loans attract a certain rate of interest at which the funds are borrowed. Candidates are also required to repay these loans within a given period. Every year, around 79% of the applicants to Bluffton University opt for student loans.