Such schemes include Charles L. Hebner Memorial Scholarship, Christa McAuliffe Teacher Scholarship Loan, Delaware Governors' Biotech Scholarship, and Delaware Nursing Incentive Scholarship Loan. As many as 98% of the students at DSU get some sort of financial aid, and the total amount of assistance/loans provided is more than $20,566,884 in a year. One can visit DSU's financial aid page at http://www.desu.edu/financialaid for more information. Notably, a total of 70% of the applicants to Delaware State University receive the Federal Grant every year. On the other hand, 94% of the candidates get the Student Grant, 62% receive the Institution Grant, and 58% get the Pell Grant. While the Federal Grant awardees receive an average aid of $4,101, the State Grant receivers and Institution Grant beneficiaries get $5,355 and $6,659, respectively. On the other hand, the average aid received by the Pell Grant awardees is $4,894. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. While grants and scholarship schemes do not require repayment, student loans should be repaid by the applicants within a given period. Every year, around 77% of the applicants to Delaware State University opt for student loans.