Avg. Federal Grant


Avg. Federal Loan


Total Aid Awarded

Harding University Financial Aid and Scholarships

Students Receiving Aid Percent of Students Receiving Financial Aid.


Total Aid Amount Average Total Aid Awarded per year.


Financial Aid Official Website


It is interesting to note that, every year, around 99% of students at HU receive some kind of financial aid, while the total amount of assistance/loans provided is $14,224,337. For additional information about financial assistance schemes, one can head over to HU’s financial aid page at http://www.harding.edu/finaid/. The total percentage of candidates applying to Harding University who receive the Federal Grant is 24%. On the other hand, 97% of the candidates get the Student Grant, 96% receive the Institution Grant, and 23% get the Pell Grant. Furthermore, the average aid for the Federal Grant receivers is $4,742, and the same stands at $2,252 for State Grant awardees and $9,281 for Institution Grant recipients. On the other hand, the average aid received by the Pell Grant awardees is $4,479. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Students whose family income per annum is less than $30,000 will receive a federal aid of $15,316 on average in a year. The average aid amount stands at $13,182 for an annual family income between $30,001 and $48,000. This amount comes to $10,550 for those who fall under the $48,001-$75,000 family income bracket. Meanwhile, the average federal aid for students in the $75,001-$110,000 income bracket is $7,192. And, for those with a family income of more than $110,000, the amount stands at $6,847. In addition to financial grants and scholarship schemes, students can also avail of monetary benefits like student loans to pay for their education. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. Moreover, the funds received through these loans will have to be repaid within a given timeframe. At HU, an estimated number of 53% of the applicants choose to go for student loans.

Financial Aid Breakdown

Student Receiving Aid

Federal Grant Aid


State Grant Aid


Institution Grant Aid


Pell Grant


Average Aid Awarded

Federal Grant Aid


State Grant Aid


Institution Grant Aid


Pell Grant


Federal Aid based on Family Income

Family Income

Average Federal Aid Per Year

Under $30,000


$30,001 - $48,000


$48,001 - $75,000


$75,001 - $110,000


Over $110,000


Student Loans for Harding University

Average Loan Amount Average Loan Amount received per year.


Students Taking Out Loans


Loan Default Rate


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