$19,140

Tuition

$30,671

Cost of Attendance

$19,580

Net Price

Harding University Tuition and Fees

Harding University offers undergraduate, postgraduate, and doctoral programs across different fields, providing quality education to students. The expense of education here is very moderate, compared to the tuition fees charged by different colleges. As per the 2020 - 2021 official information, the average cost for the undergraduate courses offered at the university adds up to about $20,735, which includes the total tuition fees and other expenses. While housing costs $7,170, the charges for books and supplies and other expenses stand at $1,200 and $2,806, respectively.

Total Cost of Attendance

Student typeIn-stateOut-State
Tuition & Fees$19,845$19,845
Book & Supplies$1,200$1,200
Room & Board cost$7,004$7,004
Other Expenses$2,622$2,622
Total Cost of Attendance$30,671$30,671

Coming to the cost of attendance, students need to understand that the tuition fee is just a single aspect of the expenses that come under the overall cost of attending the university. They will be required to plan for various other expenses associated with the cost of attendance, including lodging, dining, textbooks, supplies, and the cost of living, among other things. What's more, at Harding University, the total tuition and fees for the enrolled students come out to be around $20,735 in a year. Other than that, they will need to shell out an amount of $1,200 for books and supplies, $7,170 for room and boarding charges, and $2,806 toward other expenses on average in a year. Hence, based on this information, the overall cost of attending the university adds up to around $31,911 per year.

Average Net Price by Family Income

Net Price

$19,580

Family Income

Avg. Net Price

$0 to $30,000

$14,795

$30,001 to $48,000

$15,442

$48,001 to $75,000

$18,096

$75,001 to $110,000

$21,502

$110,000+

$22,350

The net price of attending Harding University is nothing but the actual amount that the students are required to pay in a year. It depends upon the annual family income of the applicant. Usually, the individuals who have a higher family income will be required to pay a higher net amount, too. So, it all essentially depends on the family income bracket of the student. At HU, the average net price is estimated to be around $19,578. Candidates whose annual family income is less than $30,000 will have to pay a net amount of $13,930. For the individuals whose income is somewhere between $30,001 and $48,000, the amount comes to $15,735. The amount stands at $18,132 for an annual income between $48,001 and $75,000, $21,923 for the $75,001-$110,000 income bracket, and $22,291 for a family income above $110,000.

Student Loans

Example Loans

$58,468

Stafford Loan Interest

4.5%

Time to Pay off Student Loan

10 years

Example monthly payment

$607

Total interest paid

$14,344

Sum of Loan Payments

$72,812

To have a realistic understanding of how much it will cost to study at Harding University here is an example one can consider to estimate the payment amounts one will incur with a student loan. Take a loan of $58,468 for example. This will result in a $7,281 payment to be made each year. We can assume that the interest rate is 4.5% post any refinancing or consolidation activities with a 10 years repayment plan. Then the total payment made towards the loan is $72,812 which is $14,344 in addition to the principal amount, which constitutes the interest payment made throughout the life of the loan.

Undergraduate Tuition and Fees

Student typeIn-stateOut-State
Tuition & Fees$19,845$19,845
Room & Board Cost$7,004$7,004
Total Tuition & Fees$26,849$26,849

At Harding University, the tuition and fees for students who are pursuing undergraduate courses are estimated to be around $20,735 in a year. Moreover, the applicants must also pay an amount of $7,170 towards room and boarding charges. Accordingly, the overall cost for undergraduate students at the university totals about $31,911 per year, based on the available data.

Graduate Tuition and Fees

In-stateOut-State
Tuition$17,760$17,760
Fees$500$500

As for the students looking to enroll in postgraduate programs at HU, the tuition and fees they are charged add up to $13,892 per year. Of this amount, $13,372 accounts for the graduate tuition and the remaining $520 for the graduation fees.

Cost Per Credit Hour

DegreeYearCost per Credit hour
Graduate2018 - 2019$740
Undergraduate2018 - 2019$638

The cost per credit hour – the total program cost divided by the total number of credit hours of the program – that the student has to pay to attend Harding University varies between graduate and undergraduate degrees. The cost per credit hour for graduate degrees sits at $231, while that of undergraduate degrees is $159, as per the 2019-2020 fee structure. At present, Harding University also offers various online programs to students across as many as 113 different majors.

Campus Housing Expenses

Housing & other expensesOn CampusOff Campus
Room & Board$7,004$7,004
Other Expense$2,622$2,622
Book & Supplies$1,200$1,200

Moving on to the housing and related expenses at Harding University, these charges are the same irrespective of whether the candidate decides to stay on-campus or off-campus. The students will be required to pay $9,976 per year for the same. Besides, the room and boarding charges for the students come to around $7,170 per year. Coming to the books and supplies charges, the students will be required to pay an amount of $1,200. Furthermore, the other expenses that the students should plan for come to around $2,806.

Campus Housing Expenses

Housing & Other Expenses

Room & Boards

On Campus

$7,004

Off Campus

$7,004

Housing & Other Expenses

Other Expenses

On Campus

$2,622

Off Campus

$2,622

Housing & Other Expenses

Book & Supplies

On Campus

$1,200

Off Campus

$1,200

Moving on to the housing and related expenses at Harding University, these charges are the same irrespective of whether the candidate decides to stay on-campus or off-campus. The students will be required to pay $9,976 per year for the same. Besides, the room and boarding charges for the students come to around $7,170 per year. Coming to the books and supplies charges, the students will be required to pay an amount of $1,200. Furthermore, the other expenses that the students should plan for come to around $2,806.

Online Degree Programs, Tuition and Cost Per Credit Summary

Degree TypeTotal Average TuitionAverage Tuition Per Credit
Masters $27,216 $756
Certificate $18,144 $756
Certificate $18,144 $756

Harding University offers 5 online programs across 1 Majors.

Projected Price for a 4 year degree

As per official data, the current projected cost for a four-year bachelor's degree, along with the living expenses, at the university is estimated to be around $160,756. To note, the total expenses for undergraduate students stood at $19,578 for 2018-2019, $19,580 for 2017-2018, and $19,317 for 2016-2017.

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