Students can avail of scholarships provided by the university, such as Carnegie Dartlet $10,000 Scholarship, Community Service Scholarship for Multicultural Students, Dr. Allen Smith Memorial Scholarship, and Education Foundation Scholarship, if they find educational expenses to be on the higher side. Interestingly, almost all of the students at HU receive some sort of financial aid, and the total amount of assistance/loans provided totals more than $5,657,997 in a year. For additional information about financial assistance schemes, one can head over to HU’s financial aid page at https://www.heidelberg.edu/admission-aid/financial-aid. At HU, the total percentage of applicants who receive the Federal Grant stands at 43%. Meanwhile, 100% of the applicants receive the Student Grant and 100% are awarded the Institution Grant, while 41% of the students get the Pell Grant. While the Federal Grant awardees receive an average aid of $5,054, the State Grant receivers and Institution Grant beneficiaries get $3,175 and $19,138, respectively. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $4,516. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. On average, students with an annual family income of less than $30,000 will obtain a federal aid of $21,556 per year. The average aid amount stands at $21,639 for an annual family income between $30,001 and $48,000. This amount comes to $19,693 for those who fall under the $48,001-$75,000 family income bracket. Those with an annual income level of $75,001-$110,000 would receive $16,897, while candidates with more than $110,000 of family income receive an average federal aid of $15,220. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Candidates are also required to repay these loans within a given period. At Heidelberg University, the percentage of candidates who opt to avail of student loans is around 85%.