Such schemes include AMVETS Post #100 Scholarship, August & Edna Zahatko Scholarship, Community College Transfer Scholarship, and Grant Program for Descendants of Police, Fire, or Correctional Officers. As many as 89% of the students at ISU get some sort of financial aid, and the total amount of assistance/loans provided is more than $63,875,714 in a year. One can visit ISU's financial aid page at http://financialaid.illinoisstate.edu/ for more information. The total percentage of candidates applying to Illinois State University who receive the Federal Grant is 35%. In comparison, 75% of the students are awarded the Student Grant, 67% get the Institution Grant, and 35% of the applicants receive the Pell Grant. While the Federal Grant awardees receive an average aid of $5,068, the State Grant receivers and Institution Grant beneficiaries get $5,074 and $5,263, respectively. On the other hand, the average aid received by the Pell Grant awardees is $4,737. The annual family income of a candidate is one of the key factors in determining their total eligibility for financial aid. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. However, student loans attract a certain rate of interest at which the funds are borrowed. Moreover, the funds received through these loans will have to be repaid within a given timeframe. At ISU, an estimated number of 62% of the applicants choose to go for student loans.