Interestingly, almost all of the students at IBCS receive some sort of financial aid, and the total amount of assistance/loans provided totals more than $20,818 in a year. One can visit IBCS's financial aid page at http://ibcs.edu/financial-aid-tips/ for more information. Notably, a total of 63% of the applicants to International Baptist College and Seminary receive the Federal Grant every year. Meanwhile, 100% of the applicants receive the Student Grant and 100% are awarded the Institution Grant, while 50% of the students get the Pell Grant. On the other hand, the average aid received by the Pell Grant awardees is $5,075. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Students whose family income per annum is less than $30,000 will receive a federal aid of $8,286 on average in a year. For the $30,001-$48,000 and $48,001-$75,000 family income brackets, the average aid amount stands at $11,015 and $7,982, respectively. In addition to financial grants and scholarship schemes, students can also avail of monetary benefits like student loans to pay for their education. But, they should understand that student loans are borrowed at a certain rate of interest, unlike grants and scholarships. Candidates are also required to repay these loans within a given period. At IBCS, an estimated number of 25% of the applicants choose to go for student loans.