Students can avail of scholarships provided by the university, such as North Carolina Student Incentive Grant and Triangle Scholarship Program, if they find educational expenses to be on the higher side. Notably, 94% of the students at Johnson C Smith University get some kind of financial aid every year, and the total amount of assistance/loans provided adds up to around $10,045,894. For additional information about financial assistance schemes, one can head over to JCSU’s financial aid page at http://www.jcsu.edu/admissions/financial_aid. Notably, a total of 79% of the applicants to Johnson C Smith University receive the Federal Grant every year. On the other hand, 91% of the candidates get the Student Grant, 67% receive the Institution Grant, and 79% get the Pell Grant. Moreover, the average aid amount for Federal Grant awardees stands at $5,853, while the same comes to $4,472 for State Grant receivers and $8,002 for Institution Grant awardees. On the other hand, the average aid received by the Pell Grant awardees is $5,272. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. Those with a family income below $30,000 per annum, would get an average federal aid of $14,310 in a year. The average aid amount stands at $13,306 for an annual family income between $30,001 and $48,000. This amount comes to $9,237 for those who fall under the $48,001-$75,000 family income bracket. Meanwhile, the average federal aid for students in the $75,001-$110,000 income bracket is $7,546. And, for those with a family income of more than $110,000, the amount stands at $3,939. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. In contrast to grants and scholarships, student loans are taken by the candidates at a certain rate of interest. Candidates are also required to repay these loans within a given period. At Johnson C Smith University, the percentage of candidates who opt to avail of student loans is around 82%.