Such schemes include AMVETS Post #100 Scholarship, August & Edna Zahatko Scholarship, Grant Program for Descendants of Police, Fire, or Correctional Officers, and Illinois Incentive for Access. It is interesting to note that, every year, around 47% of students at JJC receive some kind of financial aid, while the total amount of assistance/loans provided is $4,092,533. One can visit JJC's financial aid page at http://www.jjc.edu/getting-started/pay-school/financial-aid for more information. Notably, a total of 35% of the applicants to Joliet Junior College receive the Federal Grant every year. Meanwhile, 46% of the applicants receive the Student Grant and 7% are awarded the Institution Grant, while 35% of the students get the Pell Grant. While the Federal Grant awardees receive an average aid of $4,708, the State Grant receivers and Institution Grant beneficiaries get $1,470 and $1,696, respectively. As far as the Pell Grant beneficiaries are concerned, the average aid received stands at $3,412. The annual family income of the applicants is also considered for determining the total financial assistance that they will be eligible for. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. However, student loans attract a certain rate of interest at which the funds are borrowed. Moreover, the funds received through these loans will have to be repaid within a given timeframe. Every year, around 11% of the applicants to Joliet Junior College opt for student loans.