Among them are scholarship programs such as Carnegie Dartlet $10,000 Scholarship, Community Service Scholarship for Multicultural Students, Joseph P. Gavenonis Scholarship, and Ohio College Opportunity Grant. It is interesting to note that, every year, around 99% of students at RMU receive some kind of financial aid, while the total amount of assistance/loans provided is $17,585,716. One can visit RMU's financial aid page at http://rmu.edu/financialaid for more information. The total percentage of candidates applying to Robert Morris University who receive the Federal Grant is 33%. Meanwhile, 99% of the applicants receive the Student Grant and 99% are awarded the Institution Grant, while 32% of the students get the Pell Grant. While the Federal Grant awardees receive an average aid of $5,780, the State Grant receivers and Institution Grant beneficiaries get $3,412 and $16,833, respectively. On the other hand, the average aid received by the Pell Grant awardees is $4,139. Among other things, the annual family income of the applicant plays a major role in determining the total financial aid they are actually eligible to receive. Students whose family income per annum is less than $30,000 will receive a federal aid of $21,825 on average in a year. Candidates who come under the $30,001-$48,000 family income bracket receive an average aid of $21,221, while those falling in the $48,001-$75,000 income category get $20,910 a year. Meanwhile, the average federal aid for students in the $75,001-$110,000 income bracket is $16,429. And, for those with a family income of more than $110,000, the amount stands at $12,713. Alternatively, the candidates can also avail of monetary benefits like student loans, apart from financial grants and scholarship schemes to pay for their studies. However, student loans attract a certain rate of interest at which the funds are borrowed. Moreover, the funds received through these loans will have to be repaid within a given timeframe. At RMU, an estimated number of 72% of the applicants choose to go for student loans.